"On Time Professional Closings"
 

Brian Harte - President
Licensed Title Agent

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Our Mission Statement

At Riverview Title and Escrow Services, Inc., our mission is to be an industry leading title services provider through superior customer service. Riverview Title and Escrow Services will continuously strive to achieve the highest standards for title order turnaround time while focusing our commitment toward our clients and the business community.

At Riverview Title and Escrow services, we recognize the importance that each employee has in providing excellent client satisfaction. On time, professional closings, along with knowledgeable, courteous and efficient staff are what customers will find when they choose Riverview Title to handle their closing transaction.



Community and Professional Affiliations

Community and Professional Affiliations
Riverview Title and Escrow Services is affiliated with the following organizations:
Mortgage Brokers Directory




Services

Services Provided

Title Insurance...Protecting Your Home Investment

When purchasing a home, you are purchasing the title to the property not the actual structure or land. The seller will transfer ownership by a deed. A deed is an instrument only by which a seller transfers their right of ownership, whatever that may be. It does not disclose or determine what rights, liens or claims may be outstanding against the title. Title insurance protects against these types of hazards.

Title Insurance protects against loss from defects that already exist in the title.

Two Basic Types Are:

  • Owners protection
  • Lender or mortgage protection

Owner's Policy of Title Insurance

Owner's coverage insures the policyholder or the heirs as long as you hold an interest in the property. This policy gives you the best prevention for avoiding title claims or loss.

Coverage

A title search is performed of the public land records affecting the real estate concerned. An agent or attorney on behalf of its underwriter examines the information to determine whether the property in insurable. The examination is intended to report any defects in the "chain" or history of title or of specific documents in the chain. Some examples that can present concerns are as follows:

  • Deeds, trusts, wills that contain improper language or incorrect names.
  • Outstanding mortgages and judgments, or a lien against the property because the seller has not paid taxes.
  • Pending legal action against the property that could affect a purchaser.
  • Incorrect notary acknowledgements
  • Easements that allow construction of a road or utility line.

Title Insurance offers financial protection against these and other covered defects. The title insurer will pay to defend against an attack on title as insured, and will either perfect title or pay valid claims.

One Time Premium

The original premium is your only cost for as long as you own the property! When you decide to sell you may turn your owner's policy of title insurance in for credit toward the owner's policy of title insurance for the new purchaser.

Why Title Insurance?

To protect what is usually the largest single investment you'll ever make, there are several types of insurance you'll need for protecting your home and personal property.

  • Homeowner's or hazard insurance protects against loss from fire, theft, or wind damage.
  • Flood insurance protects against rising water.
  • Title insurance protects against hidden title hazards that may threaten your financial investment.

 Products & Services
Residential Closings
  • Purchases
  • Refinances
  • Construction Loans
 		Commercial Closings
  • Land Acquisition
  • Tract Assemblages
  • Construction Loans
  • Escrow Services
Lender Services
  • Refinances
  • Home Equity Loans
Tax Deferred Exchanges- (also known as IRC 1031 Exchange or a Starker Exchange)
  • Sale of the Relinquished Property
  • Purchase of the Replacement Property
  • Referral to a Qualified Intermediary
 Underwriting

       Our Title Products are Proudly Underwritten by:




Place Order

Select A Form
[REFINANCE] or [PURCHASE]
REFINANCE - ORDER FORM

SUBMITTED BY:
Name: Phone:
Email: Fax:

BORROWER INFORMATION:
Name: Phone:
Email: Fax:

LENDER INFORMATION:
Contact Name: Phone:
Email: Fax:

PROPERTY INFORMATION:
Address:    
Loan Amount:    
Closing Date:    
PURCHASE - ORDER FORM

SUBMITTED BY:
Name: Phone:
Email: Fax:
*** Please mail/fax a copy of the Sales Agreement ***

SELLER'S INFORMATION: (as title is held)
Name: Phone:
Email: Fax:

LISTING REALTOR INFORMATION:
Name: Phone:
Email: Fax:

BUYER INFORMATION: (as title is being taken)
Name: Phone:
Email: Fax:

SELLING REALTOR INFORMATION:
Name: Phone:
Email: Fax:

PROPERTY INFORMATION:
Address:    
Sale Price:    
Closing Date:    





Frequently Asked Questions

DO I NEED TITLE INSURANCE?

MOST DEFINITELY! A home is usually the largest single investment any of us will ever make. When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property. Homeowner's or hazard insurance protects against loss from fire, theft or wind damage. Flood insurance protects against rising water. And a unique coverage known as title insurance protects against hidden title hazards that may threaten your financial investment in your home.

WHAT IS TITLE INSURANCE?

Title Insurance is a means of protecting yourself from financial loss in the event that problems develop regarding the rights to ownership of your property. There may be hidden title defects that even the most careful title search will not reveal. In addition to protection from financial loss, title insurance pays the cost of defending against any covered claim.

BUT THE LENDER ALREADY REQUIRES TITLE INSURANCE. WON'T THAT PROTECT ME?

Not necessarily. There are two types of title insurance. Lender or mortgagee protection, and owner's coverage. Most lenders require mortgagee title insurance as security for their investment in real estate, just as they may call for fire insurance and other types of coverage as investor protection. When title insurance is provided, lenders are willing to make mortgage money available in distant locales where they know little about the market. Owner's title insurance lasts as long as you, the policyholder - or your heirs - has an interest in the insured property. This may even be after you have sold the property.

WHAT DOES YOUR PREMIUM REALLY PAY FOR?

An important part of title insurance is its emphasis on risk elimination before insuring. This gives you, as the policyholder, the best possible chance for avoiding title claim and loss. Title insurance begins with a search of the public land records affecting the real estate concerned. An examination is conducted by the title agent or attorney on behalf of its underwriter to determine whether the property is insurable. The examination of the evidence from a search is intended to fully report all "material objections" to the title. Through the search and the examination, title problems are disclosed so they can be corrected whenever possible. Title insurance offers financial protection against these and other covered title hazards. The title insurer will pay for defending against an attack on title as insured, and will either perfect the title or pay valid claims. All for a one-time charge at closing.

CAN RIVERVIEW TITLE HANDLE THE CLOSING?

YES, MOST DEFINITELY! We are fully prepared to work with you from the beginning of your transaction all the way to the closing. When you work with the staff at Riverview Title, you can be confident that you will enjoy a successful closing.



Calculate Fees

Select A Calculator
[REFINANCE] or [PURCHASE]

REFINANCE - Title Fees Calculator
Enter Loan Amount / Mortgage Page Count (* required fields)
  Loan Amount:    *  
  Mortgage Page Count:    *  
 
HUD
Line 		Description Borrower
1100.  Title charges
1101.    Settlement or Closing Fee to Riverview Title and Escrow Services  
1102.    Abstract or title search to Tampa Bay Title  
1108.    Title Insurance to Stewart Title Guaranty  
1200.  Government recording and transfer charges
1201.    Recording Fee - Deed (if applicable) + Mortgage (per page)  
1202.    City/county tax/stamps - Mortgage  
1203.    State tax/stamps - Deed & Mortgage  
 
   Total  
This calculator is for estimating purposes only; each specific transaction may require
additional fees depending on the conditions of the transaction. Fees subject to
change without notice.

SALE/PURCHASE - Title Fees Calculator
Enter Contract Price / Loan Amount / Mortgage Page Count (* required fields)
  Contract Price:    *  
  Loan Amount:    *  
  Mortgage Page Count:    *  
 
HUD
Line 		Description Borrower Seller Total
1100.  Title charges
1101.    Settlement or Closing Fee to Riverview Title and Escrow Services      
1102.    Abstract or title search to Tampa Bay Title      
1108.    Title Insurance to Stewart Title Guaranty      
1200.  Government recording and transfer charges
1201.    Recording Fee - Deed $10, Mortgage (per page)      
1202.    City/county tax/stamps - Mortgage      
1203.    State tax/stamps - Deed & Mortgage      
 
   Total      
This calculator is for estimating purposes only; each specific transaction may require
additional fees depending on the conditions of the transaction. Fees subject to
change without notice.




Contact Us

Company Information

[Ask Us a Question] [Map our Location]

Location

Locate Us in Riverview

Click HERE For Detailed Driving Directions To Our Location!

 
Riverview Title and Escrow Services
9376 Balm Riverview Rd
Riverview, FL   33569


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Office Directory

Office Directory

Address:
Riverview Title and Escrow Services
9376 Balm Riverview Rd
Riverview, FL 33569

 By Phone or Fax:
Phone:
Toll Free:
Fax: 		813.672.3333
877.672.3332
813.672.3222